Luba Muzichenko 4/29/26 Luba Muzichenko 4/29/26

Why Your Home Inspector's Report Sounds Scarier Than It Is

"Conditions conducive to fungi" sounds terrifying, but it's boilerplate language in almost every San Francisco home inspection report. Here's how to actually read an inspection report without panicking.

Luba Muzichenko 4/28/26 Luba Muzichenko 4/28/26

What a $200K Salary Actually Buys You in San Francisco

A $200K salary sounds like a lot until you try to buy in San Francisco. Here's what that income actually affords in different SF neighborhoods in 2026, with real numbers and real math.A $200K salary sounds like a lot until you try to buy in San Francisco. Here's what that income actually affords in different SF neighborhoods in 2026, with real numbers and real math.

Luba Muzichenko 4/23/26 Luba Muzichenko 4/23/26

Stop Asking Your Uncle in Wisconsin About San Francisco Real Estate

Everyone has a person giving them real estate advice who doesn't know San Francisco. Your uncle in Wisconsin, your sister in Oregon, your neighbor who bought in 2012. Here's why local expertise matters.

Luba Muzichenko 4/22/26 Luba Muzichenko 4/22/26

Your Buyer Just Asked ChatGPT What to Offer. Now What?

Buyers are asking ChatGPT what to offer on SF homes. Sellers are checking AI for pricing. The agents panicking about this are missing the point.

Luba Muzichenko 4/21/26 Luba Muzichenko 4/21/26

The Overbid Is Back in San Francisco. But Not Everywhere.

85% of SF houses sold over asking in early 2026, tying the all-time record. But the condo market is playing by different rules entirely.

Luba Muzichenko 3/16/26 Luba Muzichenko 3/16/26

Why Are MLS Listing Photos Being Deleted? A Data Problem Affecting San Francisco Home Appraisals

Agents and appraisers pay MLS dues for reliable property data, yet listing photos sometimes disappear once homes go pending. When those images vanish the historical record weakens, and in one reverse mortgage appraisal the missing data contributed to a valuation that came in roughly $900,000 below what the property likely supported.

Luba Muzichenko 3/7/26 Luba Muzichenko 3/7/26

In San Francisco Real Estate, Bigger Often Means Further Away

As national brokerages get larger, San Francisco clients do not necessarily get better representation. This is a street-level look at what mergers can cost, and why local expertise still matters in The City.