Buying a Home in San Francisco: Are You Ready for It?

So… you’re contemplating buying a home in San Francisco, huh? It’s a big step, and whether you’re 25 or 75, it feels like the ultimate adulting move. Your mom’s already dreaming of grandkids (because owning property obviously leads to that 🙄), your dad’s holding out for those mythical 2% interest rates, your accountant’s eyeing tax benefits, and your mortgage broker’s assuring you that current rates are “pretty average”—whatever that means. Meanwhile, your realtor keeps reminding you about that SoMa loft you liked 131 days ago, which, after five price drops, just went under contract yesterday. For less than the latest asking price. Typical. 😒