Bridge financing gives you temporary access to equity from your current home so you can purchase your next home before selling. It’s useful when you need to move quickly or want to avoid the disruption of selling first. In San Francisco, it allows you to write stronger offers without making the purchase contingent on selling your existing property. The tradeoff is higher short-term cost, so it works best when your timeline is clear and your equity is predictable. I help clients compare bridge options with other financing strategies before committing.
