DBI can require the new owner to correct or remove unpermitted work, even if you didn’t perform it. It can also create safety issues, complicate insurance claims, and affect financing. When you go to sell, buyers may discount the property or request credits because they’re inheriting the risk. Some unpermitted work is minor and relatively simple to legalize. Structural, electrical, or plumbing work done without permits can be expensive to bring into compliance. I help buyers understand the scope and whether it should affect price, negotiations, or the suitability of the home for their plans.