Yes. If you are aware of past insurance claims, earthquake damage, water damage, or any other material conditions, California law requires disclosure regardless of whether repairs were made. Failing to disclose known conditions creates legal liability after the sale. In San Francisco’s seismic environment and fog-heavy climate, water intrusion and foundation issues are common, and buyers expect honesty about history. The best approach is always full transparency. Undisclosed problems that come out later are far more costly than anything disclosed upfront.
