Buy San Francisco Real Estate: Financing Your Home

Buying a Home | Free SF Home Buyer’s Guide | Financing Your Home | Receive New Listings

In today’s competitive San Francisco housing market, multiple offers are common and homes are often selling for more than the asking price. Sellers must feel confident that any offer they accept will close on time. In many cases, sellers simply eliminate all offers that don’t come with a pre-approved loan. So potential buyers should definitely be armed with a pre-approval for a loan (and not just a pre-qualification) before looking at homes.

But financing a home can be one of the most complicated parts of a home purchase. There are points, APR, fixed-rate loans, adjustable loans, balloon loans, interest only loans, reverse loans, and combinations of all the above. Whether this is your first home purchase, or your fifth, the various financing options can be intimidating. But with the right mortgage broker, it doesn’t have to be that way.

Our Recommended Brokers
All of our recommended brokers help you to not only get the best rates possible, but counsel you on how to pick the mortgage product that’s best for your financial situation and lifestyle. We only recommend brokers who we know will walk you through every step of the financing process.

Jamie works with Tim Wood from Terra Mortgage Banking, available at (415) 464-1374, and Andrew Nathan, available at (415) 256-9130. Luba works exclusively with Tim Higbee of Guarantee Mortgage, available directly at (415) 648-1202.